Perfetti Van Melle USA, Inc.

Erlanger, KY ManufacturingNAICS 311300

Self-funded health planPlan year 2025Renews March
1,451Participants+0% vs. prior year
$3.4MEst. pharmacy spend / yrParticipants × national avg.
Mar 2027Next renewalPlan year begins March 1
#12 of 33Manufacturing in KYBy participants

Overview

Perfetti Van Melle USA, Inc. sponsors a self-funded health plan that covered 1,451 participants in plan year 2025, about the same as the prior year. The plan year starts in March. Alongside medical, its benefits filing reports life insurance, dental, vision, prepaid legal, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,451 · prior year 1,450
Plan year
Begins March 1 · next renewal March 2027
Health plans filed
Van Melle USA Welfare Benefit Plan, plan 501 (1,451 participants)
Broker compensation
$127K across insured contracts
MedicalLife insuranceDentalVisionPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of KentuckyDental1,976$620K$63K
Standard Insurance CompanyLife, Long-term disability1,072$505K$34K
Sun Life Assurance Company of CanadaLife, Long-term disability1,078$120K—
Anthem Health Plans of KY, Inc.Vision1,727$94K$5K
Metropolitan Life Insurance CompanyAccident, Critical Illness377$55K$21K
Countrywide Enterprises, Inc.Pre-Paid Legal151$23K$2K
Telus Health (US) Ltd.Employee Assistance Program1,110$21K—
Unum Life Insurance Company of AmericaGroup Long Term Care100$18K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.4M/ year

Estimated prescription spend: 1,451 participants × $2,371 national average per member. Usually higher once dependents are counted.

$89K–$221K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$26K–$65K
Lower-cost therapeutic alternatives$38K–$80K
Generic pricing vs. actual cost$17K–$50K
PBM contract terms$9K–$26K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning March 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Perfetti Van Melle USA, Inc.
Sponsor EIN
04-2493964
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 04-2493964 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Perfetti Van Melle, Inc. 401(k) Plan and Trust
Type
401(k) plan
Participants
1,316

About this data

Source: Perfetti Van Melle USA, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Perfetti Van Melle USA, Inc..

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