Perkins Coie LLP

Seattle, WA Professional servicesNAICS 541110

Self-funded health planPlan year 2025Renews January
2,387Participants-4% vs. prior year
$5.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 22Professional services in WABy participants

Overview

Perkins Coie LLP sponsors a self-funded health plan that covered 2,387 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,387 · prior year 2,491
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Perkins Coie LLP Health & Welfare Plan, plan 501 (2,387 participants)
Stop-loss carrier
Commencement Bay Risk Management Insurance Company
Broker compensation
$427K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Commencement Bay Risk Management Insurance CompanyStop-loss3,349$2.8M—
Sun Life Assurance Company of CanadaLife, Long-term disability2,111$2.8M$211K
Delta Dental of WashingtonDental3,628$2.2M$37K
Kaiser Foundation Health Plan Inc.Medical, Prescription drug, HMO85$1.2M$36K
Kaiser Foundation Health Plan of Washington Options, Inc.Medical, Prescription drug, HMO56$565K$4K
Metropolitan Life Insurance CompanyLong Term Care, Life122$455K$27K
Berkshire Life Insurance Company of AmericaSupplemental Disability78$412K$60K
Transamerica Life Insurance CompanyLong Term Care174$376K$7K
Pacific Life Insurance CompanyIndividual IUL69$344K$33K
Vision Service PlanVision1,562$294K$3K
Kaiser Foundation Health Plan of the NorthwestMedical, Prescription drug, HMO27$217K$3K
Sun Life and Health Insurance Company (u.s.)State Disability, Paid Family Leave163$68K$764

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$5.7M/ year

Estimated prescription spend: 2,387 participants × $2,371 national average per member. Usually higher once dependents are counted.

$147K–$363K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$43K–$108K
Lower-cost therapeutic alternatives$63K–$131K
Generic pricing vs. actual cost$27K–$81K
PBM contract terms$14K–$42K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Perkins Coie LLP
Sponsor EIN
91-0591206
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 91-0591206 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Perkins Coie Retirement and 401(k) Plan
Type
401(k) plan
Participants
2,817

About this data

Source: Perkins Coie LLP's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Perkins Coie LLP.

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