Petco Animal Supplies, Inc.

San Antonio, TX RetailNAICS 453910

Self-funded health planPlan year 2025Renews January
2,846Participants-2% vs. prior year
$6.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#18 of 64Retail in TXBy participants

Overview

Petco Animal Supplies, Inc. sponsors a self-funded health plan that covered 2,846 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports short-term disability, death benefits.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,846 · prior year 2,896
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Petco Animal Supplies, Inc. Occupational Injury Benefit Plan for Texas, plan 502 (2,846 participants)
MedicalShort-term disabilityDeath benefits

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.7M/ year

Estimated prescription spend: 2,846 participants × $2,371 national average per member. Usually higher once dependents are counted.

$175K–$433K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$51K–$128K
Lower-cost therapeutic alternatives$75K–$157K
Generic pricing vs. actual cost$32K–$97K
PBM contract terms$17K–$51K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Petco Animal Supplies, Inc.
Sponsor EIN
33-0479906
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 33-0479906 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Petco Animal Supplies Stores, Inc. 401k Plan
Type
401(k) plan
Participants
28,251

About this data

Source: Petco Animal Supplies, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Petco Animal Supplies, Inc..

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