Phoebe-Devitt Homes
Overview
Phoebe-Devitt Homes sponsors a self-funded health plan that covered 602 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 602 · prior year 595
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Phoebe-Devitt Homes Group Insurance Plan, plan 507 (602 participants)
- Stop-loss carrier
- Optum Health (unimerica Insurance Company); Crum & Forster
- Broker compensation
- $78K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Short-term disability, Long-Term Care, Life, Long-term disability, Lifestyle Life and AD&D | 861 | $422K | $47K |
| Optum Health (unimerica Insurance Company) | Stop-loss | 506 | $365K | — |
| Crum & Forster | Stop-loss | 522 | $349K | — |
| Unum Insurance Company | Hospital EE Paid, Attained Age Critical Illness | 86 | $59K | $22K |
| Vision Benefits of America | Vision | 463 | $51K | $3K |
| Unum Life Insurance Company | Group Accident | 115 | $16K | $6K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 602 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Phoebe-Devitt Homes
- Sponsor EIN
- 23-1396838
- Plan number
- 507
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 23-1396838 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Phoebe-Devitt Homes 401(k) Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 1,360
About this data
Source: Phoebe-Devitt Homes's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Phoebe-Devitt Homes.