Pinnacle Treatment Centers

Mt Laurel, NJ Health careNAICS 621399

Self-funded health planPlan year 2024Renews February
2,625ParticipantsFirst year on file
$6.2MEst. pharmacy spend / yrParticipants × national avg.
Feb 2027Next renewalPlan year begins February 1
#15 of 53Health care in NJBy participants

Overview

Pinnacle Treatment Centers sponsors a self-funded health plan that covered 2,625 participants in plan year 2024. The plan year starts in February. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
2,625
Plan year
Begins February 1 · next renewal February 2027
Health plans filed
Pinnacle Treatment Centers Health Plan, plan 501 (2,625 participants)
Broker compensation
$130K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability2,625$1.2M$41K
Cigna Health and Life Insurance Company and AffiliatesDental2,237$644K$31K
The Lincoln National Life Insurance CompanyCritical Illness, Hospital, Accident477$274K$58K
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision1,998$134K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$6.2M/ year

Estimated prescription spend: 2,625 participants × $2,371 national average per member. Usually higher once dependents are counted.

$162K–$399K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$47K–$118K
Lower-cost therapeutic alternatives$69K–$144K
Generic pricing vs. actual cost$30K–$90K
PBM contract terms$16K–$47K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning February 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Pinnacle Treatment Centers
Sponsor EIN
56-2623168
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 56-2623168 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Pinnacle Treatment Centers Employee 401k Plan
Type
401(k) plan
Participants
4,125

About this data

Source: Pinnacle Treatment Centers's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Pinnacle Treatment Centers.

Request a correction · Methodology