Pond Realty Company

Cincinnati, OH RetailNAICS 441110

Self-funded health planPlan year 2024Renews July
1,470ParticipantsFirst year on file
$3.5MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#16 of 31Retail in OHBy participants

Overview

Pond Realty Company sponsors a self-funded health plan that covered 1,470 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,470
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Joseph Organization Welfare Plan, plan 501 (1,470 participants)
Broker compensation
$64K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Superior Dental CareDental438$165K$14K
Dearborn Life Insurance CompanyLife36$150K$32K
UnitedHealthcare Insurance CompanyLife, Short-term disability, Vision1,029$118K$19K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.5M/ year

Estimated prescription spend: 1,470 participants × $2,371 national average per member. Usually higher once dependents are counted.

$91K–$223K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$26K–$66K
Lower-cost therapeutic alternatives$39K–$81K
Generic pricing vs. actual cost$17K–$50K
PBM contract terms$9K–$26K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Pond Realty Company
Sponsor EIN
31-0247485
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-0247485 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Pond Realty Company's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Pond Realty Company.

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