President & Fellows of Harvard College Harvard Human Resources, Benefi
Overview
President & Fellows of Harvard College Harvard Human Resources, Benefi sponsors a self-funded health plan that covered 16,591 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, short-term disability, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 16,591 · prior year 16,591
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Harvard University Medical Reimbursement Plan, plan 506 (16,591 participants)
- Broker compensation
- $2.3M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Dental | 33,945 | $33.0M | $548K |
| Harvard Pilgrim Health Care Insurance Company | Hphc ENH NON Union Senior Plan | 3,498 | $8.0M | $861K |
| Lincoln Life Assurance Company of Boston | Long-term disability | 10,327 | $7.3M | $307K |
| Fidelity Security Life Insurance Company | Vision | 24,215 | $2.1M | $96K |
| Harvard Pilgrim Health Care Insurance Company Inc. | Hphc ENH Union Senior Plan | 844 | $1.9M | $204K |
| Ghmsi/carefirst Bluechoice | Medical, Prescription drug, HMO, PPO | 220 | $1.8M | $85K |
| Metropolitan General Insurance Company | Legal - Property and Casualty Insurance | 4,957 | $1.1M | $112K |
| Tufts Associated Health Maintenance Organization, Inc. | Medical | 229 | $592K | — |
| Ace American Insurance Company | Short-term disability, Long-term disability | 22,623 | $385K | $64K |
| Standard Insurance Company | Long-term disability | 478 | $308K | $22K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 16,591 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- President & Fellows of Harvard College Harvard Human Resources, Benefi
- Sponsor EIN
- 04-2103580
- Plan number
- 506
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 04-2103580 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Harvard University Tax Deferred Annuity Plan
- Type
- Defined contribution plan
- Participants
- 39,413
About this data
Source: President & Fellows of Harvard College Harvard Human Resources, Benefi's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with President & Fellows of Harvard College Harvard Human Resources, Benefi.