Progressive Services Inc. DBA Progressive Roofing

Phoenix, AZ ConstructionNAICS 238100

Self-funded health planPlan year 2025Renews January
887Participants-37% vs. prior year
$2.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#10 of 14Construction in AZBy participants

Overview

Progressive Services Inc. DBA Progressive Roofing sponsors a self-funded health plan that covered 887 participants in plan year 2025, down 37% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
887 · prior year 1,402
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Progressive Services, Inc. D/b/a Progressive Roofing Employee Benefit Plan, plan 501 (887 participants)
Stop-loss carrier
Aetna Life Insurance Company; Companion Life Insurance Company
Broker compensation
$311K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyAccident, Critical Illness, Hospital Indemnity, Life, Long-term disability, Weekly Income1,405$1.0M$145K
Companion Life Insurance CompanyStop-loss885$814K—
Vision Service PlanVision791$81K—
Aetna Life Insurance CompanyStop-loss885$20K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.1M/ year

Estimated prescription spend: 887 participants × $2,371 national average per member. Usually higher once dependents are counted.

$55K–$135K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$16K–$40K
Lower-cost therapeutic alternatives$23K–$49K
Generic pricing vs. actual cost$10K–$30K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Progressive Services Inc. DBA Progressive Roofing
Sponsor EIN
86-0345657
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 86-0345657 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Progressive Services, Inc. 401(k) Salary Reduction Plan
Type
401(k) plan
Participants
1,327

About this data

Source: Progressive Services Inc. DBA Progressive Roofing's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Progressive Services Inc. DBA Progressive Roofing.

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