PT Intermediate Holdings IV, LLC

Addison, IL Wholesale tradeNAICS 423400

Self-funded health planPlan year 2025Renews January
3,871Participants+3% vs. prior year
$9.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#6 of 29Wholesale trade in ILBy participants

Overview

PT Intermediate Holdings IV, LLC sponsors a self-funded health plan that covered 3,871 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,871 · prior year 3,763
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
PT Intermediate Holdings IV, LLC Welfare Plan, plan 501 (3,871 participants)
Stop-loss carrier
Cigna Health and Life Insurance Company
Broker compensation
$363K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance CompanyStop-loss5,007$2.0M—
Prudential Insurance Company of AmericaLong-term disability, MA Paid Family Leave, New York Paid Family Leave, Voluntary AD&D Insurance, Voluntary Life Insurance, VOL DEP Life Child, AD&D, Co. Paid Family Medical Leave, CT Paid Family Leave, New York DBL, Life3,871$1.7M$60K
Guardian Life Insurance Company of AmericaDental2,894$1.3M$57K
Prudential Life Insurance CompanyVoluntary DEP Life Spouse, Or Paid Family Medical Leave, Short-term disability, NJ TDB1,564$758K—
Sun Life Assurance Company of CanadaAccident Insurance, Child/spouse/employe2,065$739K$246K
Eyemed Vision CareVision4,656$290K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$9.2M/ year

Estimated prescription spend: 3,871 participants × $2,371 national average per member. Usually higher once dependents are counted.

$239K–$588K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$70K–$174K
Lower-cost therapeutic alternatives$102K–$213K
Generic pricing vs. actual cost$44K–$132K
PBM contract terms$23K–$69K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
PT Intermediate Holdings IV, LLC
Sponsor EIN
88-3507312
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 88-3507312 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: PT Intermediate Holdings IV, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with PT Intermediate Holdings IV, LLC.

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