Puget Sound Energy, Inc.
Overview
Puget Sound Energy, Inc. sponsors a self-funded health plan that covered 3,400 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,400 · prior year 3,439
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Puget Sound Energy, Inc. Group Benefits Plan, plan 501 (3,400 participants); Puget Sound Energy, Inc. Retiree Health Reimbursement Account, plan 516 (316 participants)
- Broker compensation
- $191K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Long-term disability | 5,003 | $4.5M | $70K |
| Willamette Dental of Washington, Inc. | Dental | 941 | $614K | — |
| Unum Life Insurance Company of America | Long Term Care | 613 | $602K | $120K |
| Vision Service Plan | Vision | 2,978 | $472K | — |
| Curalinc, LLC, D.b.a. Curalinc Healthcare | Employee Assistance Program | 3,436 | $95K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,400 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Puget Sound Energy, Inc.
- Sponsor EIN
- 91-0374630
- Plan numbers
- 501, 516
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 91-0374630 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Retirement Plan for Employees of Puget Sound Energy, Inc.
- Type
- Pension plan
- Participants
- 5,133
About this data
Source: Puget Sound Energy, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Puget Sound Energy, Inc..