QHR Health, LLC

Brentwood, TN Professional servicesNAICS 541990

Self-funded health planPlan year 2025Renews January
1,151ParticipantsPrior year not comparable
$2.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 11Professional services in TNBy participants

Overview

QHR Health, LLC sponsors a self-funded health plan that covered 1,151 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,151 · prior year 406
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
QHR Health, LLC Medical Plan, plan 501 (1,151 participants)
Broker compensation
$300K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Starmount Life Insurance CompanyDental, Vision818$549K$80K
Unum Insurance CompanyCritical Illness, Accident, Hospital474$253K$80K
Provident Life and Accident Insurance CompanyLife1,151$127K$119K
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability151$118K$22K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.7M/ year

Estimated prescription spend: 1,151 participants × $2,371 national average per member. Usually higher once dependents are counted.

$71K–$175K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$21K–$52K
Lower-cost therapeutic alternatives$30K–$63K
Generic pricing vs. actual cost$13K–$39K
PBM contract terms$7K–$20K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
QHR Health, LLC
Sponsor EIN
62-1742954
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 62-1742954 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Ovation Healthcare Retirement Savings Plan
Type
401(k) plan
Participants
1,330

About this data

Source: QHR Health, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with QHR Health, LLC.

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