Quad/graphics, Inc.

Sussex, WI ManufacturingNAICS 323100

Self-funded health planPlan year 2025Renews January
9,075Participants-15% vs. prior year
$21.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 95Manufacturing in WIBy participants

Overview

Quad/graphics, Inc. sponsors a self-funded health plan that covered 9,075 participants in plan year 2025, down 15% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
9,075 · prior year 10,680
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Quad/graphics Inc. Health & Welefare Plan, plan 501 (9,075 participants)
Stop-loss carrier
UnitedHealthcare Stop Loss-United Health
Broker compensation
$70K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
UnitedHealthcare Stop Loss-United HealthStop-loss6,107$2.4M—
Lincoln National Life Insuraance CompanyLife8,346$2.2M$55K
Lincoln National Life Insurance CompanyLong-term disability5,766$2.0M$15K
Metropolitan Life Insurance CompanyMedical, Long Term Care3,246$768K—
Eyemed Vision CareVision7,278$469K—
Metropolitan General Insurance CompanyLegal863$166K—
Curalinc LLCEAP8,192——

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$21.5M/ year

Estimated prescription spend: 9,075 participants × $2,371 national average per member. Usually higher once dependents are counted.

$559K–$1.4M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$164K–$409K
Lower-cost therapeutic alternatives$239K–$499K
Generic pricing vs. actual cost$103K–$310K
PBM contract terms$54K–$161K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Quad/graphics, Inc.
Sponsor EIN
39-1152983
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 39-1152983 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Quad/graphics Diversified Plan
Type
401(k) plan
Participants
14,241

About this data

Source: Quad/graphics, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Quad/graphics, Inc..

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