Railcrew Xpress LLC
Overview
Railcrew Xpress LLC sponsors a self-funded health plan that covered 590 participants in plan year 2025, up 25% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 590 · prior year 472
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Railcrewxpress Texas Injury Benefit Plan, plan 550 (590 participants)
- Broker compensation
- $205K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Cigna Health and Life Insurance Company and Affiliates | Medical, Prescription drug | 75 | $1.4M | $70K |
| Globe Life and Accident Insurance Company | Short-term disability | 480 | $370K | $56K |
| Sun Life Assurance Company of Canada | Life | 380 | $221K | $42K |
| Ameritas Life Insurance Corp. | Dental | 1,018 | $123K | $21K |
| The Lincoln National Life Insurance Company | Life, Long-term disability, Short-term disability | 98 | $74K | $10K |
| Delta Dental of Kansas, Inc. | Dental | 88 | $53K | $2K |
| Fidelity Security Life Insurance Company | Vision | 550 | $44K | $4K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 590 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Railcrew Xpress LLC
- Sponsor EIN
- 72-1605854
- Plan number
- 550
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 72-1605854 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Railcrew Xpress LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Railcrew Xpress LLC.