Ralph Lauren Corporation
Overview
Ralph Lauren Corporation sponsors a self-funded health plan that covered 9,638 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 9,638 · prior year 10,231
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Ralph Lauren & Associated Companies Employee Welfare Benefit Plan, plan 502 (9,638 participants)
- Stop-loss carrier
- All Savers Insurance Company
- Broker compensation
- $110K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Life Insurance Company of North America | Life, Accident, Long-term disability | 5,712 | $2.7M | $64K |
| Eyemed Vision Care on Behalf of the Fidelity Security Life Insurance | Vision | 5,037 | $361K | $38K |
| Aetna Life Insurance Co. | Dental, HMO, PPO | 1,052 | $262K | — |
| Triple S. Salud, Inc. | Medical, Prescription drug | 25 | $141K | $7K |
| Aetna Behavioral Health | Employee Assistance Program | 9,370 | $90K | — |
| United Healthcare Insurance Company | Dental, Vision | 62 | $40K | $1K |
| All Savers Insurance Company | Stop-loss | 62 | $3K | $81 |
| National Union Fire Ins Co. of Pittsburgh, PA | Business Travel Accident | 5,712 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 9,638 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Ralph Lauren Corporation
- Sponsor EIN
- 13-2622036
- Plan number
- 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 13-2622036 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Ralph Lauren Corporation 401(k) Plan
- Type
- 401(k) plan
- Participants
- 15,010
About this data
Source: Ralph Lauren Corporation's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ralph Lauren Corporation.