Ravago Americas, LLC
Overview
Ravago Americas, LLC sponsors a self-funded health plan that covered 2,016 participants in plan year 2025, up 8% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,016 · prior year 1,867
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Ravago Americas, LLC Employee Benefits Welfare Plan, plan 506 (2,016 participants)
- Broker compensation
- $478K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Short-term disability, Long-term disability | 2,016 | $1.6M | $185K |
| Unum Insurance Company | Accident, Critical Illness, Hospital | 629 | $410K | $261K |
| Cigna Health and Life Insurance Company and Affiliates | Vision | 3,766 | $300K | $32K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,016 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Ravago Americas, LLC
- Sponsor EIN
- 84-1652221
- Plan number
- 506
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 84-1652221 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Ravago Americas 401(k) Savings and Profit Sharing Plan
- Type
- 401(k) plan
- Participants
- 3,013
About this data
Source: Ravago Americas, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Ravago Americas, LLC.