Re/spec Inc.
Overview
Re/spec Inc. sponsors a self-funded health plan that covered 623 participants in plan year 2025, up 29% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 623 · prior year 483
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Respec Welfare Benefit Plan, plan 503 (623 participants)
- Broker compensation
- $61K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Delta Dental of South Dakota | Dental | 1,160 | $568K | $6K |
| The Lincoln National Life Insurance Company | Life, Long-term disability | 623 | $323K | $52K |
| Vision Service Plan | Vision | 507 | $73K | $2K |
| Four Ever Life Insurance Company | Business Travel Accident | 623 | $3K | $167 |
| Transcarent | Surgery Benefit Plan | 623 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 623 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Re/spec Inc.
- Sponsor EIN
- 46-0315848
- Plan number
- 503
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 46-0315848 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Re/spec Inc. Employee 401(k) Retirement Plan
- Type
- 401(k) plan
- Participants
- 823
About this data
Source: Re/spec Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Re/spec Inc..