Regional West Health Services & Affiliat

Scottsbluff, NE Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
859Participants+2% vs. prior year
$2.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#11 of 17Health care in NEBy participants

Overview

Regional West Health Services & Affiliat sponsors a self-funded health plan that covered 859 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
859 · prior year 839
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Regional West Health Services & Affiliates Employee Benefit Plan, plan 504 (859 participants)
Stop-loss carrier
HM Life Insurance Company
Broker compensation
$94K across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
HM Life Insurance CompanyStop-loss733$1.8M—
Symetra Life Insurance CompanyLife, Long-term disability975$553K$94K
Vision Service PlanVision758$196K—
HCC Life Insurance CompanyMedical738$178K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.0M/ year

Estimated prescription spend: 859 participants × $2,371 national average per member. Usually higher once dependents are counted.

$53K–$131K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$15K–$39K
Lower-cost therapeutic alternatives$23K–$47K
Generic pricing vs. actual cost$10K–$29K
PBM contract terms$5K–$15K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Regional West Health Services & Affiliat
Sponsor EIN
36-3314157
Plan number
504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-3314157 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Regional West Health Services Retirement Savings Plan
Type
401(k) plan
Participants
1,646

About this data

Source: Regional West Health Services & Affiliat's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Regional West Health Services & Affiliat.

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