Relativity ODA LLC

Chicago, IL Information & technologyNAICS 511210

Self-funded health planPlan year 2025Renews January
1,070Participants-5% vs. prior year
$2.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 7Information & technology in ILBy participants

Overview

Relativity ODA LLC sponsors a self-funded health plan that covered 1,070 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,070 · prior year 1,131
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Relativity ODA LLC Health and Welfare Plan, plan 501 (1,070 participants)
Broker compensation
$8K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Cigna Health and Life Insurance Company and AffiliatesDental1,050$1.1M$303
Prudential Insurance Company of AmericaLife, Long-term disability1,070$362K$6K
Metropolitan Life Insurance CompanyVision2,073$116K$2K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.5M/ year

Estimated prescription spend: 1,070 participants × $2,371 national average per member. Usually higher once dependents are counted.

$66K–$163K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$19K–$48K
Lower-cost therapeutic alternatives$28K–$59K
Generic pricing vs. actual cost$12K–$37K
PBM contract terms$6K–$19K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Relativity ODA LLC
Sponsor EIN
36-4801165
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-4801165 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Relativity 401(k) Plan
Type
401(k) plan
Participants
1,433

About this data

Source: Relativity ODA LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Relativity ODA LLC.

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