Request Foods, Inc.

Holland, MI ManufacturingNAICS 311400

Self-funded health planPlan year 2024Renews July
1,040ParticipantsFirst year on file
$2.5MEst. pharmacy spend / yrParticipants × national avg.
Jul 2027Next renewalPlan year begins July 1
#89 of 138Manufacturing in MIBy participants

Overview

Request Foods, Inc. sponsors a self-funded health plan that covered 1,040 participants in plan year 2024. The plan year starts in July. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,040
Plan year
Begins July 1 · next renewal July 2027
Health plans filed
Request Foods, Inc. Employee Benefit Plan, plan 501 (1,040 participants)
Stop-loss carrier
Blue Cross Blue Shield of Michigan
Broker compensation
$72K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLong-term disability, Life, AD&D1,040$536K$29K
Vision Service PlanVision640$99K$3K
Blue Cross Blue Shield of MichiganStop-loss945—$40K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.5M/ year

Estimated prescription spend: 1,040 participants × $2,371 national average per member. Usually higher once dependents are counted.

$64K–$158K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$19K–$47K
Lower-cost therapeutic alternatives$27K–$57K
Generic pricing vs. actual cost$12K–$36K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning July 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Request Foods, Inc.
Sponsor EIN
38-2908992
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 38-2908992 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Request Foods, Inc. Profit Sharing and Savings Plan
Type
401(k) plan
Participants
1,382

About this data

Source: Request Foods, Inc.'s Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Request Foods, Inc..

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