Reser's Fine Foods, Inc.

Beaverton, OR ManufacturingNAICS 311400

Self-funded health planPlan year 2025Renews January
4,794Participants+24% vs. prior year
$11.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 14Manufacturing in ORBy participants

Overview

Reser's Fine Foods, Inc. sponsors a self-funded health plan that covered 4,794 participants in plan year 2025, up 24% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
4,794 · prior year 3,853
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Reser's Fine Foods, Inc., plan 501 (4,794 participants)
Broker compensation
$146K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaLife, Short-term disability, Long-term disability3,962$1.3M$146K
Canopy EAPEmployee Assistance Program4,794$56K—
Provident Life and Accident Insurance CompanyCritical Illness2,033$35K$78

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$11.4M/ year

Estimated prescription spend: 4,794 participants × $2,371 national average per member. Usually higher once dependents are counted.

$296K–$729K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$86K–$216K
Lower-cost therapeutic alternatives$126K–$264K
Generic pricing vs. actual cost$55K–$164K
PBM contract terms$28K–$85K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Reser's Fine Foods, Inc.
Sponsor EIN
93-0476628
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 93-0476628 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Reser's Fine Foods Inc. 401(k) Plan
Type
401(k) plan
Participants
5,950

About this data

Source: Reser's Fine Foods, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Reser's Fine Foods, Inc..

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