Reynolds American Inc.
Overview
Reynolds American Inc. sponsors a self-funded health plan that covered 2,294 participants in plan year 2025, down 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,294 · prior year 2,360
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Reynolds American Medsave Plan, plan 502 (2,294 participants); Brown & Williamson Tobacco Corporation Welfare & Fringe Benefits Plan, plan 508 (966 participants)
- Broker compensation
- $412K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Long Term Care, Long-Term Care (pre-Hipaa), Vision | 13,547 | $23.4M | $379K |
| Four Ever Life Insurance Company | Medical, Prescription drug, Dental, Vision | 139 | $1.4M | — |
| Hartford Life and Accident | Long-term disability | 1,342 | $330K | $31K |
| Triple S Advantage | Medical | 39 | $62K | — |
| Ace American Insurance Company | Business Travel | 4,468 | — | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,294 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Reynolds American Inc.
- Sponsor EIN
- 20-0546644
- Plan numbers
- 502, 508
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 20-0546644 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- RAI 401k Savings Plan
- Type
- 401(k) plan
- Participants
- 8,388
About this data
Source: Reynolds American Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Reynolds American Inc..