Reynolds Consumer Products LLC

Lake Forest, IL ManufacturingNAICS 326100

Self-funded health planPlan year 2025Renews January
5,060Participants+0% vs. prior year
$12.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#19 of 122Manufacturing in ILBy participants

Overview

Reynolds Consumer Products LLC sponsors a self-funded health plan that covered 5,060 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,060 · prior year 5,041
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Reynolds Consumer Products LLC Group Benefits Plan, plan 503 (5,060 participants); Reynolds Consumer Products LLC Group Benefits Plan for Bargaining Unit Employees, plan 504 (1,395 participants)
Broker compensation
$250K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Reliastar Life Insurance CompanyLife4,369$3.4M$232K
Life Insurance Company of North AmericaLong-term disability4,419$1.0M$17K
Vision Service PlanVision3,265$687K—
ComPsych CorporationEmployee Assistance Program4,758$62K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$12.0M/ year

Estimated prescription spend: 5,060 participants × $2,371 national average per member. Usually higher once dependents are counted.

$312K–$769K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$91K–$228K
Lower-cost therapeutic alternatives$133K–$278K
Generic pricing vs. actual cost$58K–$173K
PBM contract terms$30K–$90K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Reynolds Consumer Products LLC
Sponsor EIN
77-0710443
Plan numbers
503, 504
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 77-0710443 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
401(k) Retirement Plan for Reynolds Consumer Products
Type
401(k) plan
Participants
5,469

About this data

Source: Reynolds Consumer Products LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Reynolds Consumer Products LLC.

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