Rinnai America

Peachtree City, GA ManufacturingNAICS 333410

Self-funded health planPlan year 2025Renews April
553Participants0% vs. prior year
$1.3MEst. pharmacy spend / yrParticipants × national avg.
Apr 2027Next renewalPlan year begins April 1
#75 of 82Manufacturing in GABy participants

Overview

Rinnai America sponsors a self-funded health plan that covered 553 participants in plan year 2025, about the same as the prior year. The plan year starts in April. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
553 · prior year 553
Plan year
Begins April 1 · next renewal April 2027
Health plans filed
Rinnai America Employee Benefits Plan, plan 503 (553 participants)
Broker compensation
$106K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability529$689K$97K
Blue Cross Blue Shield Healthcare Plan of Georgia, Inc.Dental1,058$471K—
Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co.Vision999$83K$7K
U.S. Legal Services of Georgia, LLCLegal97$16K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.3M/ year

Estimated prescription spend: 553 participants × $2,371 national average per member. Usually higher once dependents are counted.

$34K–$84K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$10K–$25K
Lower-cost therapeutic alternatives$15K–$30K
Generic pricing vs. actual cost$6K–$19K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning April 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Rinnai America
Sponsor EIN
95-2915596
Plan number
503
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 95-2915596 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Rinnai America Corporation 401(k) Plan
Type
401(k) plan
Participants
635

About this data

Source: Rinnai America's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Rinnai America.

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