Riverside Resort & Casino

Laughlin, NV Arts & recreationNAICS 713200

Self-funded health planPlan year 2025Renews January
798Participants+1% vs. prior year
$1.9MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#4 of 6Arts & recreation in NVBy participants

Overview

Riverside Resort & Casino sponsors a self-funded health plan that covered 798 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
798 · prior year 793
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Riverside Resort & Casino Employee Benefit Plan, plan 502 (798 participants)
Stop-loss carrier
Tokio Marine - HCC Life Insurance Company
Broker compensation
$50K across insured contracts
MedicalLife insuranceDentalVision

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Tokio Marine - HCC Life Insurance CompanyStop-loss779$790K$40K
The Lincoln National Life Insurance CompanyLife637$43K$10K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.9M/ year

Estimated prescription spend: 798 participants × $2,371 national average per member. Usually higher once dependents are counted.

$49K–$121K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$36K
Lower-cost therapeutic alternatives$21K–$44K
Generic pricing vs. actual cost$9K–$27K
PBM contract terms$5K–$14K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Riverside Resort & Casino
Sponsor EIN
88-0088331
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 88-0088331 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Riverside Resort and Casino 401(k) Plan
Type
401(k) plan
Participants
1,059

About this data

Source: Riverside Resort & Casino's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Riverside Resort & Casino.

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