Rock Ventures LLC

Detroit, MI Finance & insuranceNAICS 522291

Self-funded health planPlan year 2025Renews January
776Participants+1% vs. prior year
$1.8MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#11 of 14Finance & insurance in MIBy participants

Overview

Rock Ventures LLC sponsors a self-funded health plan that covered 776 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
776 · prior year 766
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Rock Ventures LLC Health and Welfare Benefit Plan, plan 501 (776 participants)
Broker compensation
$678K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Continental American Insurance CompanyAccident, Critical Illness, Hospital Ind8,457$2.8M$654K
Spring HealthEmployee Assistance Plan41,259$1.5M—
Lincoln National Life Insurance CompanyLife, Long-term disability1,380$428K$20K
Pre-Paid Legal Services Inc. DBA LegalshieldLegal Services Plan Memberships119$23K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.8M/ year

Estimated prescription spend: 776 participants × $2,371 national average per member. Usually higher once dependents are counted.

$48K–$118K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$14K–$35K
Lower-cost therapeutic alternatives$20K–$43K
Generic pricing vs. actual cost$9K–$26K
PBM contract terms$5K–$14K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Rock Ventures LLC
Sponsor EIN
26-2866312
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 26-2866312 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Rock Ventures LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Rock Ventures LLC.

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