RTG Furniture Corp. and Affiliates
Overview
RTG Furniture Corp. and Affiliates sponsors a self-funded health plan that covered 8,264 participants in plan year 2025, down 5% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 8,264 · prior year 8,732
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- RTG Furniture Corp. and Affiliates Health and Welfare Plan, plan 501 (8,264 participants); Rooms To Go Texas Injury Benefit Plan, plan 502 (1,779 participants)
- Stop-loss carrier
- HM Life Insurance Company
- Broker compensation
- $135K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Medical | 4,249 | $2.9M | $100K |
| Prudential Insurance Company of America | Short-term disability, Long-term disability | 15,681 | $2.7M | — |
| HM Life Insurance Company | Stop-loss | 6,117 | $704K | — |
| Arag Insurance Company | Legal | 2,668 | $264K | $34K |
| United Behavioral Health | EAP | 8,389 | $164K | — |
| Provident Life and Accident Insurance Company | Life, Short-term disability | 81 | $23K | $538 |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 8,264 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- RTG Furniture Corp. and Affiliates
- Sponsor EIN
- 59-3029388
- Plan numbers
- 501, 502
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 59-3029388 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- R.t.g. Furniture Corp. & Affiliates 401(k) Plan
- Type
- 401(k) plan
- Participants
- 10,506
About this data
Source: RTG Furniture Corp. and Affiliates's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with RTG Furniture Corp. and Affiliates.