Sahara Management

Rolling Meadows, IL Business servicesNAICS 561110

Self-funded health planPlan year 2025Renews January
3,599ParticipantsFirst year on file
$8.5MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#2 of 11Business services in ILBy participants

Overview

Sahara Management sponsors a self-funded health plan that covered 3,599 participants in plan year 2025. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
3,599
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Sahara Management Wrap Plan, plan 501 (3,599 participants)
Broker compensation
$39K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Guardian Life Insurance Company of AmericaDental, Vision, Life127$68K$5K
Manhattan LifeShort-term disability75$54K$33K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$8.5M/ year

Estimated prescription spend: 3,599 participants × $2,371 national average per member. Usually higher once dependents are counted.

$222K–$547K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$65K–$162K
Lower-cost therapeutic alternatives$95K–$198K
Generic pricing vs. actual cost$41K–$123K
PBM contract terms$21K–$64K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Sahara Management
Sponsor EIN
80-0927094
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 80-0927094 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Sahara Management's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sahara Management.

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