Saint Francis Health System Inc.

Tulsa, OK Health careNAICS 622000

Self-funded health planPlan year 2025Renews January
7,574Participants+4% vs. prior year
$18.0MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 15Health care in OKBy participants

Overview

Saint Francis Health System Inc. sponsors a self-funded health plan that covered 7,574 participants in plan year 2025, up 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, long-term disability.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
7,574 · prior year 7,286
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Saint Francis Health System Group Medical Benefit, plan 501 (7,574 participants); Saint Francis Health System Taxsaver Plan, plan 530 (1,611 participants)
Broker compensation
$1.1M across insured contracts
MedicalLife insuranceDentalVisionLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta DentalDental7,087$4.8M$474K
Metropolitan Life Insurance CompanyDental, Medical, Life9,628$3.6M$314K
Unum Life Insurance Company of AmericaLong-term disability7,931$1.9M$259K
Vision Service PlanVision6,459$897K—
American Heritage Life Insurance CompanyLife118$132K$36K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$18.0M/ year

Estimated prescription spend: 7,574 participants × $2,371 national average per member. Usually higher once dependents are counted.

$467K–$1.2M/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$136K–$341K
Lower-cost therapeutic alternatives$199K–$417K
Generic pricing vs. actual cost$86K–$259K
PBM contract terms$45K–$135K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Saint Francis Health System Inc.
Sponsor EIN
73-1501972
Plan numbers
501, 530
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 73-1501972 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Saint Francis Health System, Inc. 401(k) Savings P
Type
401(k) plan
Participants
15,392

About this data

Source: Saint Francis Health System Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Saint Francis Health System Inc..

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