Sanctus LLC DBA Shift Digital

Birmingham, MI Information & technologyNAICS 519100

Self-funded health planPlan year 2025Renews January
726Participants+2% vs. prior year
$1.7MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#3 of 5Information & technology in MIBy participants

Overview

Sanctus LLC DBA Shift Digital sponsors a self-funded health plan that covered 726 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
726 · prior year 712
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Shift Digital Health and Welfare Plan, plan 501 (726 participants)
Broker compensation
$55K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Life Insurance Company of North AmericaLife, Long-term disability, Hospital Indemnity, Critical Illness, Accidental Death & Dismemberment, Accidental Injury726$327K$55K
Vision Service PlanVision537$60K—
Ulliance, Inc.Employee Assistance Plan780$16K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.7M/ year

Estimated prescription spend: 726 participants × $2,371 national average per member. Usually higher once dependents are counted.

$45K–$110K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$13K–$33K
Lower-cost therapeutic alternatives$19K–$40K
Generic pricing vs. actual cost$8K–$25K
PBM contract terms$4K–$13K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Sanctus LLC DBA Shift Digital
Sponsor EIN
36-4856116
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-4856116 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Sanctus LLC DBA Shift Digital's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sanctus LLC DBA Shift Digital.

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