Sara LEE Frozen Bakery, LLC

Oakbrook Terrace, IL ManufacturingNAICS 311800

Self-funded health planPlan year 2025Renews January
1,394Participants+10% vs. prior year
$3.3MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#60 of 122Manufacturing in ILBy participants

Overview

Sara LEE Frozen Bakery, LLC sponsors a self-funded health plan that covered 1,394 participants in plan year 2025, up 10% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,394 · prior year 1,270
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Sara LEE Frozen Bakery, LLC Health and Welfare Plan, plan 501 (1,394 participants)
Broker compensation
$77K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Lincoln National Life Insurance CompanyLife, Long-term disability1,343$710K$19K
The Lincoln National Life Insurance CompanyCritical Illness, Accident, Hospital Indemnity342$247K$58K
Vision Service PlanVision981$98K—
MetLife Legal PlansLegal208$31K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.3M/ year

Estimated prescription spend: 1,394 participants × $2,371 national average per member. Usually higher once dependents are counted.

$86K–$212K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$25K–$63K
Lower-cost therapeutic alternatives$37K–$77K
Generic pricing vs. actual cost$16K–$48K
PBM contract terms$8K–$25K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Sara LEE Frozen Bakery, LLC
Sponsor EIN
83-0662567
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 83-0662567 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Sara LEE Frozen Bakery 401(k) Plan
Type
401(k) plan
Participants
1,657

About this data

Source: Sara LEE Frozen Bakery, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sara LEE Frozen Bakery, LLC.

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