Saratoga Hospital
Overview
Saratoga Hospital sponsors a self-funded health plan that covered 3,615 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,615 · prior year 3,564
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Saratoga Hospital Group Benefit Plan, plan 507 (3,615 participants); Saratoga Care Inc. Flexible Spending Account, plan 505 (605 participants)
- Broker compensation
- $221K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Hartford Life and Accident | Life, Short-term disability, Long-term disability | 3,502 | $2.8M | $214K |
| Metropolitan Life Insurance Company | Vision | 3,396 | $363K | — |
| Metropolitan General Insurance Company | Legal | 274 | $52K | $7K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,615 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Saratoga Hospital
- Sponsor EIN
- 14-1338547
- Plan numbers
- 507, 505
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 14-1338547 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Retirement Plan of Saratoga Hospital
- Type
- Defined contribution plan
- Participants
- 4,323
About this data
Source: Saratoga Hospital's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Saratoga Hospital.