Service Experts LLC
Overview
Service Experts LLC sponsors a self-funded health plan that covered 3,859 participants in plan year 2025, down 6% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 3,859 · prior year 4,082
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Service Experts LLC Health and Welfare Plan, plan 501 (3,859 participants)
- Broker compensation
- $279K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Long-term disability, Short-term disability | 3,072 | $1.8M | $102K |
| Metropolitan Life Insurance Company | Dental | 3,878 | $1.6M | $20K |
| Reliastar Life Insurance Company | Accident, Critical Illness, Hospital | 1,701 | $566K | $144K |
| Vision Service Plan | Vision | 1,958 | $209K | — |
| MetLife Legal Plans | Legal | 482 | $121K | $13K |
| First Unum Life Insurance Company | DBL | 252 | $103K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 3,859 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Service Experts LLC
- Sponsor EIN
- 62-1639453
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 62-1639453 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Service Experts LLC 401(k) Plan
- Type
- 401(k) plan
- Participants
- 6,533
About this data
Source: Service Experts LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Service Experts LLC.