Set Environmental, Inc.

Oak Brook Terrace, IL Business servicesNAICS 562000

Self-funded health planPlan year 2025Renews January
610Participants+2% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#10 of 11Business services in ILBy participants

Overview

Set Environmental, Inc. sponsors a self-funded health plan that covered 610 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
610 · prior year 596
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Set Environmental, Inc. Health and Welfare Benefits Plan, plan 502 (610 participants)
Broker compensation
$112K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
United of Omaha Life Insurance CompanyLong-term disability, Life610$271K$70K
The Guardian Life Insurance Company of AmericaAccident, Cancer, Voluntary Critical Ill252$127K$32K
Fidelity Security Life Insurance CompanyVision804$47K$9K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 610 participants × $2,371 national average per member. Usually higher once dependents are counted.

$38K–$93K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$34K
Generic pricing vs. actual cost$7K–$21K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Set Environmental, Inc.
Sponsor EIN
36-3018246
Plan number
502
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 36-3018246 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Set Environmental, Inc. 401(k) Savings Plan
Type
401(k) plan
Participants
775

About this data

Source: Set Environmental, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Set Environmental, Inc..

Request a correction · Methodology