Shamrock Foods Company

Phoenix, AZ ManufacturingNAICS 311500

Self-funded health planPlan year 2025Renews January
5,548Participants+2% vs. prior year
$13.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#1 of 16Manufacturing in AZBy participants

Overview

Shamrock Foods Company sponsors a self-funded health plan that covered 5,548 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
5,548 · prior year 5,442
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Shamrock Foods Company Group Insurance Plan, plan 501 (5,548 participants)
Broker compensation
$405K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Unum Life Insurance Company of AmericaGroup Long Term Care, Life, Long-term disability, Group Critical Illness, Group Accident, , Short-term disability5,496$4.4M$183K
Metropolitan Life Insurance CompanyDental, Vision9,746$3.9M$16K
Provident Life and Accident Insurance CompanyAccidental Death and Dismemberment, Disability1,757$887K$189K
Metropolitan General Insurance CompanyLegal640$153K$17K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$13.2M/ year

Estimated prescription spend: 5,548 participants × $2,371 national average per member. Usually higher once dependents are counted.

$342K–$843K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$100K–$250K
Lower-cost therapeutic alternatives$146K–$305K
Generic pricing vs. actual cost$63K–$189K
PBM contract terms$33K–$99K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Shamrock Foods Company
Sponsor EIN
86-0209968
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 86-0209968 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Shamrock Foods Company 401(k) Plan and Trust
Type
401(k) plan
Participants
7,955

About this data

Source: Shamrock Foods Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Shamrock Foods Company.

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