Sparrow Health System
Overview
Sparrow Health System sponsors a self-funded health plan that covered 9,378 participants in plan year 2025, up 2% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports dental, vision.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 9,378 · prior year 9,191
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Sparrow Health System Group Benefit Plan, plan 509 (9,378 participants)
- Broker compensation
- $73K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Vision Service Plan | Vision | 6,040 | $1.6M | $73K |
| Delta Dental of Michigan | Dental | 867 | $166K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 9,378 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Sparrow Health System
- Sponsor EIN
- 38-2542859
- Plan number
- 509
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 38-2542859 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Sparrow Health System Associate Pension Plan
- Type
- Pension plan
- Participants
- 4,111
About this data
Source: Sparrow Health System's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sparrow Health System.