Spirit Airlines, LLC
Overview
Spirit Airlines, LLC sponsors a self-funded health plan that covered 10,087 participants in plan year 2025, down 31% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 10,087 · prior year 14,639
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Spirit Airlines, LLC Health and Welfare Benefits Plan, plan 507 (10,087 participants)
- Stop-loss carrier
- UnitedHealthcare Insurance Company
- Broker compensation
- $1.3M across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Life, Long-term disability, Short Term Disability | 18,209 | $27.4M | $813K |
| UnitedHealthcare Insurance Company | Stop-loss | 8,145 | $4.5M | — |
| Continental American Insurance Company | Voluntary Benefits | 4,166 | $1.8M | $304K |
| Vision Service Plan | Vision | 7,530 | $1.2M | — |
| Zurich American Insurance Company | Accidental Death and Dismemberment, AD&D | 7,786 | $435K | $87K |
| Aetna Life Insurance Co. | Dental | 1,307 | $407K | — |
| Arag Insurance Company | Legal | 3,138 | $374K | $67K |
| Triple S Salud, Inc. | Medical, Prescription drug, Dental | 34 | $247K | $12K |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 10,087 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Spirit Airlines, LLC
- Sponsor EIN
- 38-1747023
- Plan number
- 507
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 38-1747023 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Spirit Airlines, LLC Employee Retirement Savings Plan
- Type
- 401(k) plan
- Participants
- 9,771
About this data
Source: Spirit Airlines, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Spirit Airlines, LLC.