St. Croix Chippewa Indians of Wisconsin

Webster, WI Arts & recreationNAICS 713200

Self-funded health planPlan year 2025Renews May
994Participants-1% vs. prior year
$2.4MEst. pharmacy spend / yrParticipants × national avg.
May 2027Next renewalPlan year begins May 1
#4 of 4Arts & recreation in WIBy participants

Overview

St. Croix Chippewa Indians of Wisconsin sponsors a self-funded health plan that covered 994 participants in plan year 2025, about the same as the prior year. The plan year starts in May. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
994 · prior year 1,006
Plan year
Begins May 1 · next renewal May 2027
Health plans filed
St. Croix Chippewa Indians of Wisconsin Health & Welfare Plan, plan 501 (994 participants)
Broker compensation
$14K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Humana Insurance CompanyDental, Vision919$387K$10K
Principal Life Insurance CompanyLife, Long-term disability954$196K$4K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.4M/ year

Estimated prescription spend: 994 participants × $2,371 national average per member. Usually higher once dependents are counted.

$61K–$151K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$18K–$45K
Lower-cost therapeutic alternatives$26K–$55K
Generic pricing vs. actual cost$11K–$34K
PBM contract terms$6K–$18K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning May 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
St. Croix Chippewa Indians of Wisconsin
Sponsor EIN
39-1210835
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 39-1210835 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
St. Croix Chippewa Indians of Wisconsin Enterprise 401(k) Plan
Type
401(k) plan
Participants
157

About this data

Source: St. Croix Chippewa Indians of Wisconsin's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with St. Croix Chippewa Indians of Wisconsin.

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