Sterling Infrastructure, Inc.
Overview
Sterling Infrastructure, Inc. sponsors a self-funded health plan that covered 1,412 participants in plan year 2025, up 7% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 1,412 · prior year 1,319
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Sterling Infrastructure, Inc. Employee Benefit Plan, plan 501 (1,412 participants)
- Stop-loss carrier
- Cigna Health and Life Insurance Company and Affiliates; Symetra Life Insurance Company
- Broker compensation
- $439K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Symetra Life Insurance Company | Stop-loss | 894 | $2.7M | $228K |
| Metropolitan Life Insurance Company | Medical, Dental, Life, Short-term disability, Long-term disability | 2,518 | $2.1M | $179K |
| Vision Service Plan | Vision | 725 | $85K | $8K |
| Magellan Healthcare | EAP | 1,034 | $27K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 1,412 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Sterling Infrastructure, Inc.
- Sponsor EIN
- 25-1655321
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 25-1655321 in the Department of Labor's EFAST2 Form 5500 search.
About this data
Source: Sterling Infrastructure, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sterling Infrastructure, Inc..