Stord, Inc.

Atlanta, GA Transportation & logisticsNAICS 493100

Self-funded health planPlan year 2025Renews June
1,537Participants+78% vs. prior year
$3.6MEst. pharmacy spend / yrParticipants × national avg.
Jun 2027Next renewalPlan year begins June 1
#5 of 13Transportation & logistics in GABy participants

Overview

Stord, Inc. sponsors a self-funded health plan that covered 1,537 participants in plan year 2025, up 78% from the prior year. The plan year starts in June. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,537 · prior year 864
Plan year
Begins June 1 · next renewal June 2027
Health plans filed
Stord, Inc. Health and Welfare Benefits Plan, plan 501 (1,537 participants)
Broker compensation
$167K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityPrepaid legalLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
GuardianDental, Vision, Life, Short-term disability, Long-term disability1,721$1.2M$161K
Pre-Paid Legal Services Inc. DBA LegalshieldLegal Services Plan Memberships61$15K$6K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.6M/ year

Estimated prescription spend: 1,537 participants × $2,371 national average per member. Usually higher once dependents are counted.

$95K–$234K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$28K–$69K
Lower-cost therapeutic alternatives$40K–$85K
Generic pricing vs. actual cost$17K–$52K
PBM contract terms$9K–$27K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning June 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Stord, Inc.
Sponsor EIN
47-5394299
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-5394299 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Stord 401(k) Plan
Type
401(k) plan
Participants
397

About this data

Source: Stord, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Stord, Inc..

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