STP Nuclear Operating Company
Overview
STP Nuclear Operating Company sponsors a self-funded health plan that covered 2,225 participants in plan year 2025, up 10% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,225 · prior year 2,021
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- STP Group Welfare Benefits Plan, plan 611 (2,225 participants); STP Nuclear Operating Company Employee Assistance Plan, plan 614 (1,217 participants); STP Nuclear Operating Company Union Retiree's Medical and Dental Benefits Plan, plan 612 (334 participants)
- Stop-loss carrier
- Sun Life Assurance Company of Canada
- Broker compensation
- $150K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Lincoln National Life Insurance Company | Life, Long-term disability | 2,184 | $3.5M | $57K |
| Sun Life Assurance Company of Canada | Stop-loss | 495 | $1.7M | $93K |
| Vision Service Plan | Vision | 450 | $105K | — |
| National Union Fire Ins. Co. of Pittsburgh, PA | Business Travel Accident | 1,218 | $4K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,225 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- STP Nuclear Operating Company
- Sponsor EIN
- 76-0517597
- Plan numbers
- 611, 614, 612
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 76-0517597 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- STP Nuclear Operating Company Savings Plan
- Type
- 401(k) plan
- Participants
- 1,513
About this data
Source: STP Nuclear Operating Company's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with STP Nuclear Operating Company.