Sugarhouse HSP Gaming, LP DBA Rivers Casino Philadelphia

Philadelphia, PA Arts & recreationNAICS 713200

Self-funded health planPlan year 2025Renews January
897Participants+3% vs. prior year
$2.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#5 of 6Arts & recreation in PABy participants

Overview

Sugarhouse HSP Gaming, LP DBA Rivers Casino Philadelphia sponsors a self-funded health plan that covered 897 participants in plan year 2025, up 3% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
897 · prior year 875
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Sugarhouse Casino Health & Welfare Plan, plan 501 (897 participants)
Broker compensation
$107K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Metropolitan Life Insurance CompanyLife, Short-term disability, Long-term disability878$957K$107K
Vision Service PlanVision510$55K—

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.1M/ year

Estimated prescription spend: 897 participants × $2,371 national average per member. Usually higher once dependents are counted.

$55K–$136K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$16K–$40K
Lower-cost therapeutic alternatives$24K–$49K
Generic pricing vs. actual cost$10K–$31K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Sugarhouse HSP Gaming, LP DBA Rivers Casino Philadelphia
Sponsor EIN
27-0177081
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 27-0177081 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Sugarhouse HSP Gaming, LP 401k Plan
Type
401(k) plan
Participants
1,667

About this data

Source: Sugarhouse HSP Gaming, LP DBA Rivers Casino Philadelphia's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Sugarhouse HSP Gaming, LP DBA Rivers Casino Philadelphia.

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