Suncor Energy USA Inc.
Overview
Suncor Energy USA Inc. sponsors a self-funded health plan that covered 538 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 538 · prior year 538
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- Suncor Energy Health and Welfare Benefits Plan, plan 501 (538 participants)
- Stop-loss carrier
- Cigna Health and Life Insurance Company
- Broker compensation
- $96 across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Metropolitan Life Insurance Company | Life, Long-term disability, Business Travel Accident | 1,156 | $920K | $96 |
| Cigna Health and Life Insurance Company | Dental, Vision, HMO, Stop-loss | 1,537 | $334K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 538 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- Suncor Energy USA Inc.
- Sponsor EIN
- 51-0403125
- Plan number
- 501
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 51-0403125 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Suncor Energy 401(k) Savings Plan
- Type
- 401(k) plan
- Participants
- 803
About this data
Source: Suncor Energy USA Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Suncor Energy USA Inc..