Superior Environmental Solutions, Inc.

West Chester, OH Business servicesNAICS 562000

Self-funded health planPlan year 2025Renews January
927Participants+40% vs. prior year
$2.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#7 of 13Business services in OHBy participants

Overview

Superior Environmental Solutions, Inc. sponsors a self-funded health plan that covered 927 participants in plan year 2025, up 40% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
927 · prior year 663
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
SES Health and Welfare Plan, plan 501 (927 participants)
Broker compensation
$153K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Standard Insurance CompanyLife, Long-term disability, Short-term disability856$595K$125K
Sun Life Assurance Company of CanadaAccident, Critical Illness132$71K$21K
Community Insurance CompanyVision1,015$33K$4K
Pre-Paid Legal Services Inc. DBA LegalshieldLegal Services Plan Memeberships128$16K$3K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$2.2M/ year

Estimated prescription spend: 927 participants × $2,371 national average per member. Usually higher once dependents are counted.

$57K–$141K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$17K–$42K
Lower-cost therapeutic alternatives$24K–$51K
Generic pricing vs. actual cost$11K–$32K
PBM contract terms$5K–$16K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Superior Environmental Solutions, Inc.
Sponsor EIN
31-1622822
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 31-1622822 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
SES 401(k) Plan
Type
401(k) plan
Participants
1,102

About this data

Source: Superior Environmental Solutions, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Superior Environmental Solutions, Inc..

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