Swfl Specialty Physicians, LLC

Fort Myers, FL Health careNAICS 621111

Self-funded health planPlan year 2025Renews February

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685ParticipantsFirst year on file

$1.6MEst. pharmacy spend / yrParticipants × national avg.

Feb 2027Next renewalPlan year begins February 1

#68 of 89Health care in FLBy participants

Overview

Swfl Specialty Physicians, LLC sponsors a self-funded health plan that covered 685 participants in plan year 2025. The plan year starts in February. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type: ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants: 685
Plan year: Begins February 1 · next renewal February 2027
Health plans filed: Swfl Specialty Physicians, LLC Employee Benefits Plan, plan 501 (685 participants)
Broker compensation: $165K across insured contracts

MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

Carrier	Coverage	Covered	Premium	Broker comp
United of Omaha Life Insurance Company	Dental, Vision, Life, Short-term disability, Long-term disability	822	$837K	$165K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.6M/ year

Estimated prescription spend: 685 participants × $2,371 national average per member. Usually higher once dependents are counted.

$42K–$104K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$12K–$31K

Lower-cost therapeutic alternatives$18K–$38K

Generic pricing vs. actual cost$8K–$23K

PBM contract terms$4K–$12K

The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning February 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing: Form 5500 with Schedule A, plan year 2025
Plan sponsor: Swfl Specialty Physicians, LLC
Sponsor EIN: 33-2837885
Plan number: 501
Filed with: U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 33-2837885 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Swfl Specialty Physicians, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Swfl Specialty Physicians, LLC.

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