Swinomish Casino & Lodge

Anacortes, WA Arts & recreationNAICS 713200

Self-funded health planPlan year 2024Renews December
597ParticipantsFirst year on file
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Dec 2026Next renewalPlan year begins December 1
#5 of 6Arts & recreation in WABy participants

Overview

Swinomish Casino & Lodge sponsors a self-funded health plan that covered 597 participants in plan year 2024. The plan year starts in December. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
597
Plan year
Begins December 1 · next renewal December 2026
Health plans filed
Swinomish Casino & Lodge Employee Benefits Plan, plan 501 (597 participants)
Broker compensation
$62K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefitsOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
The Lincoln National Life Insurance CompanyLife, Short-term disability, Long-term disability597$398K$60K
Provident Life and Accident Insurance CompanyLife67$22K$1K
Unum Life Insurance Company of AmericaAccident62$14K$351

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 597 participants × $2,371 national average per member. Usually higher once dependents are counted.

$37K–$91K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$27K
Lower-cost therapeutic alternatives$16K–$33K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$4K–$11K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning December 2027: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2024
Plan sponsor
Swinomish Casino & Lodge
Sponsor EIN
91-1644442
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 91-1644442 in the Department of Labor's EFAST2 Form 5500 search.

About this data

Source: Swinomish Casino & Lodge's Form 5500 filing for plan year 2024 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Swinomish Casino & Lodge.

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