Team Rehabilitation Services, LLC

Clinton Township, MI Health careNAICS 621340

Self-funded health planPlan year 2025Renews January
1,291Participants+1% vs. prior year
$3.1MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#12 of 27Health care in MIBy participants

Overview

Team Rehabilitation Services, LLC sponsors a self-funded health plan that covered 1,291 participants in plan year 2025, about the same as the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,291 · prior year 1,277
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Team Rehabilitation Services, LLC Wrap Plan, plan 505 (1,291 participants)
Broker compensation
$116K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Delta Dental of MichiganDental2,147$1.1M$54K
Vision Service PlanVision920$373K$6K
Unum Life Insurance Company of AmericaLife, Long-term disability1,298$336K$38K
Unum Insurance CompanyCritical Illness, Accident, Hospital EE Paid125$76K$18K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.1M/ year

Estimated prescription spend: 1,291 participants × $2,371 national average per member. Usually higher once dependents are counted.

$80K–$196K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$23K–$58K
Lower-cost therapeutic alternatives$34K–$71K
Generic pricing vs. actual cost$15K–$44K
PBM contract terms$8K–$23K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Team Rehabilitation Services, LLC
Sponsor EIN
41-2064132
Plan number
505
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 41-2064132 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Team Rehabilitation Services L 401(k) Profit Sharing Plan & Trust
Type
401(k) plan
Participants
2,288

About this data

Source: Team Rehabilitation Services, LLC's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Team Rehabilitation Services, LLC.

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