Temperpack Technologies, Inc.

Richmond, VA Wholesale tradeNAICS 423400

Self-funded health planPlan year 2025Renews January
587Participants-15% vs. prior year
$1.4MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#14 of 18Wholesale trade in VABy participants

Overview

Temperpack Technologies, Inc. sponsors a self-funded health plan that covered 587 participants in plan year 2025, down 15% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
587 · prior year 690
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Temperpack Technologies, Inc. Employee Benefit Plan, plan 501 (587 participants)
Stop-loss carrier
QBE Insurance Corporation
Broker compensation
$75K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityOther welfare benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
QBE Insurance CorporationStop-loss286$661K—
Anthem Life Insurance CompanyLife, Short-term disability, Long-term disability1,079$152K$23K
Ameritas Life Insurance Corp.Dental618$151K$10K
Guardian Life Insurance CompanyVoluntary Hospital, Critical Illness and176$95K$37K
Eyemed Vision CareVision407$21K$6K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$1.4M/ year

Estimated prescription spend: 587 participants × $2,371 national average per member. Usually higher once dependents are counted.

$36K–$89K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$11K–$26K
Lower-cost therapeutic alternatives$15K–$32K
Generic pricing vs. actual cost$7K–$20K
PBM contract terms$3K–$10K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
Temperpack Technologies, Inc.
Sponsor EIN
47-3197138
Plan number
501
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 47-3197138 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Temperpack 401(k) Plan
Type
401(k) plan
Participants
648

About this data

Source: Temperpack Technologies, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with Temperpack Technologies, Inc..

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