The American Society for the Prevention of Cruelty To Animals

New York, NY Professional servicesNAICS 541940

Self-funded health planPlan year 2025Renews January
1,336Participants+11% vs. prior year
$3.2MEst. pharmacy spend / yrParticipants × national avg.
Jan 2027Next renewalPlan year begins January 1
#29 of 70Professional services in NYBy participants

Overview

The American Society for the Prevention of Cruelty To Animals sponsors a self-funded health plan that covered 1,336 participants in plan year 2025, up 11% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.

Plan type
ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
Participants
1,336 · prior year 1,199
Plan year
Begins January 1 · next renewal January 2027
Health plans filed
Aspca Health and Welfare Benefits Plan, plan 506 (1,336 participants)
Stop-loss carrier
Granular Insurance Company - United States Fire Insurance Company
Broker compensation
$265K across insured contracts
MedicalLife insuranceDentalVisionShort-term disabilityLong-term disabilityDeath benefits

Insurance carriers

Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.

CarrierCoverageCoveredPremiumBroker comp
Granular Insurance Company - United States Fire Insurance CompanyStop-loss1,147$1.6M$243K
Prudential Insurance Company of AmericaLife, Short-term disability, Long-term disability1,286$609K$17K
The Guardian Life Insurance Company of AmericaVision1,185$104K$5K

Pharmacy benefit estimate

StreamRX estimate for a plan this size. Not based on this plan's claims.

$3.2M/ year

Estimated prescription spend: 1,336 participants × $2,371 national average per member. Usually higher once dependents are counted.

$82K–$203K/ year

Typical savings opportunity found in independent reviews of plans this size.

Brands with a generic available$24K–$60K
Lower-cost therapeutic alternatives$35K–$73K
Generic pricing vs. actual cost$15K–$46K
PBM contract terms$8K–$24K
The DOL's PBM fee disclosure rule first applies to this plan for the plan year beginning January 2028: semiannual PBM compensation reports and an annual audit right.

Form 5500 filing details

Filing
Form 5500 with Schedule A, plan year 2025
Plan sponsor
The American Society for the Prevention of Cruelty To Animals
Sponsor EIN
13-1623829
Plan number
506
Filed with
U.S. Department of Labor (EBSA) via EFAST2

Verify this filing: search EIN 13-1623829 in the Department of Labor's EFAST2 Form 5500 search.

Retirement plan

Plan
Aspca 401(k) Retirement Plan
Type
401(k) plan
Participants
1,704

About this data

Source: The American Society for the Prevention of Cruelty To Animals's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The American Society for the Prevention of Cruelty To Animals.

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