The Ames Companies, Inc.
Overview
The Ames Companies, Inc. sponsors a self-funded health plan that covered 889 participants in plan year 2025, down 20% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 889 · prior year 1,109
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Ames Companies, Inc. Health and Welfare Benefit Plan, plan 510 (889 participants)
- Broker compensation
- $36K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Unum Life Insurance Company of America | Long-term disability, Life | 925 | $776K | $12K |
| Unum Insurance Company | Critical Illness, Accident, Hospital Indemnity | 202 | $127K | $22K |
| Eyemed Vision Care on Behalf of Fidelity Security Life Insurance Co. | Vision | 1,092 | $59K | — |
| Hartford Life Insurance Company | Business Travel Accident | 796 | $24K | $415 |
| Metropolitan General Insurance Company | Legal | 52 | $16K | $2K |
| New Directions Behavioral Health | Employee Assistance Program | 600 | $12K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 889 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The Ames Companies, Inc.
- Sponsor EIN
- 22-2335400
- Plan number
- 510
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 22-2335400 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- Clopay Ames Pension Plan
- Type
- Pension plan
- Participants
- 3,527
About this data
Source: The Ames Companies, Inc.'s Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Ames Companies, Inc..