The Cianbro Companies
Overview
The Cianbro Companies sponsors a self-funded health plan that covered 2,173 participants in plan year 2025, down 4% from the prior year. The plan year starts in January. Alongside medical, its benefits filing reports life insurance, dental, vision, short-term disability, and more.
- Plan type
- ERISA welfare benefit plan, self-funded (benefits paid from employer assets or a trust)
- Participants
- 2,173 · prior year 2,269
- Plan year
- Begins January 1 · next renewal January 2027
- Health plans filed
- The Cianbro Companies Health and Benefits Plan, plan 509 (2,173 participants)
- Broker compensation
- $31K across insured contracts
Insurance carriers
Insured coverage reported on Schedule A. Self-funded medical claims aren't reported there.
| Carrier | Coverage | Covered | Premium | Broker comp |
|---|---|---|---|---|
| Standard Insurance Company | Accidental Death and Dismemberment, Life, Long-term disability | 2,034 | $1.3M | — |
| Cigna Health and Life Insurance Company | Accidental Injury, Critical Illness, Hospital Indemnity | 485 | $275K | $31K |
| Vision Service Plan | Vision | 1,230 | $239K | — |
Pharmacy benefit estimate
StreamRX estimate for a plan this size. Not based on this plan's claims.
Estimated prescription spend: 2,173 participants × $2,371 national average per member. Usually higher once dependents are counted.
Typical savings opportunity found in independent reviews of plans this size.
Form 5500 filing details
- Filing
- Form 5500 with Schedule A, plan year 2025
- Plan sponsor
- The Cianbro Companies
- Sponsor EIN
- 10-0000909
- Plan number
- 509
- Filed with
- U.S. Department of Labor (EBSA) via EFAST2
Verify this filing: search EIN 10-0000909 in the Department of Labor's EFAST2 Form 5500 search.
Retirement plan
- Plan
- The Cianbro Team Equity Plan
- Type
- 401(k) plan
- Participants
- 8,616
About this data
Source: The Cianbro Companies's Form 5500 filing for plan year 2025 and its Schedule A insurance reports, published by the U.S. Department of Labor. "Self-funded" means the filing reports benefits paid from employer assets or a trust, with no medical insurance contract or with a stop-loss contract. Pharmacy figures are StreamRX estimates based on national averages. StreamRX is not affiliated with The Cianbro Companies.